Mortgage Rates Down Today

The average rate for a 30-year fixed rate mortgage is currently 4.90%, with actual offered rates ranging from 3.63% to 7.61%. Find out how mortgage rates look in different states and whether it makes sense for you to refinance or purchase in today’s market.

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a series of rate cuts brought the Fed’s target for the its funds rate down to 1 percent from 6.5 percent. mortgage rates followed, dropping from 8.5 percent to around 5 percent by mid-2003. The low.

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

Several closely watched refinance rates declined today. The average rate for a 30-year fixed-rate refinance was down, but the.

 · Mortgage refinances are surging thanks to low mortgage rates, which hit nearly three-year lows just last week. Currently sitting at 3.6% according to Freddie Mac, they’ve spawned a 180% uptick.

30 Year Mortgage Rates Texas The Best Mortgage Rates Among Texas Lenders Homebuyers in the lone star state can choose between some of the lowest rates offered by the in-state mortgage lenders above. Though rates change on a weekly basis, the lowest rate is typically available from multiple lenders competing with one another.

The index was still higher than during the same week in 2018, a 6 percent spread. "Mortgage applications were down last week, even as rates moved lower across the board, with the 30year fixed rate at.

 · Mortgage rates can come down further. Take a look at the chart above. You’ll see that the yield on the 10-year Treasury bond (red line) dropped precipitously after the Fed announcement for a week or so. After that it began hunting (with a fair amount of volatility) for equilibrium.

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 · A client of mine recently locked down 2.5% on a 15-year fixed by paying more than 2 points – the lowest rate I’ve ever locked in my 32 years as a mortgage broker.

Mortgage Rates Down Today – Submit quick loan refinancing application online and make it easier than ever. Refinancing your mortgage loan or home equity could save you money.